{"id":8311,"date":"2026-03-02T11:53:23","date_gmt":"2026-03-02T15:53:23","guid":{"rendered":"https:\/\/geasypay.com\/how-to-accept-contactless-payment-in-your-business-complete-guide-for-entrepreneurs\/"},"modified":"2026-03-03T11:17:05","modified_gmt":"2026-03-03T15:17:05","slug":"how-to-accept-contactless-payment-in-your-business-complete-guide-for-entrepreneurs","status":"publish","type":"post","link":"https:\/\/geasypay.com\/en\/how-to-accept-contactless-payment-in-your-business-complete-guide-for-entrepreneurs\/","title":{"rendered":"Contactless payment in Canada: a complete guide for merchants"},"content":{"rendered":"

Contactless payment<\/strong> has transformed Canadians’ consumer habits. According to the Canadian Payments Trend Report published by Payments Canada<\/a> in October 2025, 13 billion transactions were carried out using contactless technology in 2024, up 11% on the previous year. Mobile contactless payments jumped 28% to 3.4 billion transactions. This massive adoption shows that contactless payment is no longer an option for Quebec and Canadian businesses: it’s a business necessity. By 2026, contactless payments will account for 58% of all transactions in Canada. These figures continue to grow in 2025-2026, driven by the massive adoption of mobile wallets and the arrival of the new NFC Multi-Purpose Tap standard. <\/span><\/p>\n

This step-by-step guide will help you understand, choose and install a contactless payment solution<\/strong> in your establishment, whether you’re a restaurant owner, retailer, healthcare professional or service provider.<\/span><\/p>\n

What is contactless payment?<\/h2>\n

Contactless payment<\/strong> enables customers to pay for their purchases simply by bringing their card or mobile device close to the payment terminal. This technology is based on Near Field Communication (NFC), a secure transmission method that exchanges data between two devices located just a few centimetres apart.<\/span><\/p>\n

In practical terms, a miniature chip and antenna embedded in the customer’s bank card, smartphone or connected watch exchanges encrypted data with your payment terminal. Modern terminals integrate this capability directly into their systems, eliminating the need to physically insert the card or enter a PIN code for amounts below a certain threshold. <\/span><\/p>\n

This technology offers three major advantages for your business. The first is the <\/span> speed. A contactless transaction takes around two seconds, compared with twenty-five seconds for a payment involving card insertion and PIN code entry. The second is hygiene, as the customer doesn’t need to touch your terminal. Finally, contactless payment offers security, as each transaction generates a unique code that cannot be reused, making fraud virtually impossible. <\/span><\/p>\n

A major evolution is expected for 2026-2027 with the new NFC Multi-Purpose Tap<\/a> standard, announced by the NFC Forum in June 2025. This update will quadruple the detection range from 0.5 centimeters to 2 centimeters, making payments even smoother and eliminating multiple attempts when the card or phone is not perfectly positioned. <\/span><\/p>\n

Types of contactless payments you can accept<\/h2>\n

A payment terminal<\/a> equipped with NFC technology enables you to accept a wide variety of contactless payment methods. Understanding these different options helps you to better serve your customers and meet the expectations of each generation of consumers.<\/span><\/p>\n